Have you ever needed some extra cash and don’t know where to get it because other lenders wont give you the money because your credit score is to low? What if I told you that you can get the cash you need and you don’t have to have great credit to get it. That’s right, all you need is three things to get this type of loan; a job, be at least 18 years old, and have an open good bank account. If you have all of these things, you can have your money within 24 hours or less. These loans cost a little more in interest but you will have the money you need for that emergency.

“You must have a job” is the most important criteria that you have to meet. Without a job no one is going to give you a loan because you will not be able to pay the money back that you have borrowed. With this type of loan, the lender likes to see that you have been employed longer than six months. If you have had employment at one job for longer than six months, this shows that you are stable in your work history to borrow the money and that you have the ability to pay the loan back.

You have to be at least 18 years of age or older to be qualified for this type of loan. The lenders want you to be an adult and have your own bank account in good standings. If your bank account is in the negative, you will not get the loan because it shows the lender that you don’t know how to properly manage your money. With all of the criteria met, you should have no problem in getting this type of loan on now or low credit scores. These loans are designed to help you out in a jam, your car breaks down or you need a small amount of cash for the holidays.