Archive for June, 2009

5 ways to save money

Are  your finances getting tight? Well, you are not alone. Everyone else is cutting back, trying to save, and trying very hard to make the most of every dollar. Well, did you know that you can also save a ton of money every single day by following just five simple rules? It is true. Shave hundreds of dollars per month, or even per week off of your spending platform so that you have more money for the things that matter!

1. Buy things in the cheapest manner possible. Did you know that you don’t really have to forgo the things you love? For example, soda. You don’t have to give up soda just because it costs money. But you can find cheaper ways to buy it. For example, if you usually buy it at the convenient store, try getting it at the grocery store instead. This will often save you a lot since soda is considerably cheaper at the grocery store. And if you usually buy cans, try buying two liters instead! This can save you even more money, because soda is cheaper if you buy it by the two liter bottle.

2. Buy generic brands. Name brands are great, but you pay for them too! Buying generic or store brands can save you TONS of money. And actually, store brands really don’t taste all that different, nor are they of lesser quality. And you don’t have to give up your favorite name brand things, just the ones you wouldn’t notice, like Spaghetti noodles, cooking oil, or bread. (more…)

Mortgage

Everyone’s talking about the housing market these days. I don’t have a mortgage or even own a house yet; I rent. Lots of people are choosing to rent now. It’s cheaper on a lot of people—especially families—and all of a sudden there are better deals to entice more people to rent, the number of sitting tenants has increased dramatically over the last year or so.

On the other hand, a lot more people are losing their houses. I see so many empty houses on the street with for sale signs in front. The houses are cheaper, too, for a fast property sale. The owners are trying to attract buyers that have plenty of money and want to make a cheap investment by renovating it later. Looking at the vacant homes, I can’t help but feel sorry for all the people who were facing property repossession and had to vacate. This has become a real issue for many people lately, displacing many families and disrupting even more lives.

Alternative Ways To Build You Savings

There are a lot of ways to save money. This is good, because everyone has their own ideas… and some saving methods simply do not work for everyone. So, here are a few saving methods that even the most desperate impulse spenders can utilize to build back up that oh-so-important nest-egg. (more…)

Home and Contents Insurance - How to Find the Best Deal

Each year building insurance increases and the average increase last year was about 1%; seeing the price now sitting at around £205 per year.  Likewise, the cost of contents insurance increased by around 2%, now costing the ordinary homeowner about £151 per year. That is the average, but there are some companies that have pumped up the prices considerably more - last year Norwich Union for example, increased rates by a massive 6%.

So you might be wondering - why this is the case when competition is on the rise?  The answer is fairly simple - external forces that contribute to price increases are on the rise as well - and that’s what we’ll discuss now. (more…)